Freelance Mortgage Underwriter – AI Trainer

About the role

This freelance opportunity combines mortgage underwriting expertise with AI training. You will work on project‑based tasks that help improve AI systems used by leading tech companies in the financial sector.

Key responsibilities

• Evaluate AI‑generated mortgage underwriting decisions across various loan types, including conforming, jumbo, FHA, VA, and cash‑out refinance.
• Create test cases for qualifying income calculations of self‑employed borrowers using Schedule C, K‑1, and Schedule E.
• Draft and audit conditional approval letters and adverse action notices to ensure Reg B/ECOA compliance.
• Distinguish Fannie Mae/Freddie Mac selling guide rules from lender overlays in jumbo and non‑conforming scenarios.
• Document problem statements clearly and provide verified correct answers.

Required profile

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or a related field.
• Minimum 3 years of experience in mortgage lending, underwriting, or related financial services.
• Recent experience in underwriting, loan origination, or adjacent roles.
• Strong written English proficiency (C1+).

Required skills

What we offer

• Project‑based work with flexible hours (estimated 10‑20 hours per week during active phases).
• Compensation up to $50 per hour, depending on expertise and contribution speed.
• Opportunity to contribute to cutting‑edge AI development in the mortgage sector.